Belair Direct Auto Insurance

Belair Direct is an insurance company that provides complete home and car insurance. It was established in 1995 with offices in both Ontario and Québec. Part of the Intact Financial Corporation, Belair Direct has won several prizes over the years for its call centre management and human resources.

First to Offer Online Car Insurance Quotes

The company made history when in 1997 it launched its websites and began to offer online car insurance quotes to people looking to buy insurance. Belair Direct was the first auto insurance company in all of North America to start offering this service. It made history again when in 1997 it became the first loss insurance company offering insurance for purchase online. The company has also won an award for its use of new technology. It continues in this innovative spirit today by offering multiple online services and allowing consumers online access to their policies so they can view important documents, track claims and manage their insurance any time they want.

Belair Direct Does Not Pay Agents by Commission

This means that when you talk to a licensed Belair Direct insurance agent via phone or web-chat, you don’t have to worry that some agent is so desperate to make a sale that they’ll say anything. This car insurance company also prides itself on something they call the Crash-Proof Policy. Purchasing a Crash-Proof Policy will help protect your driving record and keep your premium down after you experience your first at fault accident. If you have this policy, you will not experience a premium increase or a mark on your record. after your first at fault accident. Your rates and record will only be affected after the second at fault accident. With this policy, if you need to use emergency roadside assistance or transportation because your car has been damaged in an accident, the Crash-Proof Policy will help cover that. The policy also covers up to $1000 if personal effects in your car were damaged during a type of accident that is covered under your general policy.

Belair Direct offers several discounts. Having winter tires on your car or purchasing theft-proof or anti-theft devices will get you a discount. Taking a driving lesson through a recognized school, being a full time college student or insuring multiple cars with Belair Direct also makes you eligible for a discount.