Industrial Alliance Insurance & Financial Services Inc.

Industrial Alliance only offers car insurance in Quebec. They provide coverage for both private passenger and recreational vehicles. Their basic coverage will protect against collision or upset caused by another driver. You can also choose comprehensive insurance, which will pay for any vehicle damage caused by non-collision related things. For example, your car could be stolen, it could catch fire, or be vandalized in some way; and this protection helps protect you against those circumstances. In Quebec, you are required to carry $50,000 in civil liability insurance. Most insurance experts suggest that you carry $1,000,000-$2,000,000 though.

Industrial Alliance Automax Coverage

The Automax plan from Industrial Alliance is their most extensive coverage option. It will pay out up to $15,000 in life insurance benefits for both you and your spouse. It also covers you for up to $75,000 if you are responsible for replacing or repairing a leased or borrowed car that you have damaged. It also increases your third-party coverage to either $1,000,000 or $2,000,000. There are three other additional coverage options that come with the Automax plan – visit the Industrial Alliance Insurance website to learn more.

Four-Year Replacement Coverage

The four-year replacement endorsement from Promutuel will replace your vehicle with a brand new one if it is written off, for a period of four years from the date that you received the car. It is only available for brand new cars but it can be very useful for people that want to make sure that their new vehicle stays new, no matter what happens.


Industrial Alliance has three different types of auto insurance discounts: multi-vehicle discounts, anti-theft discounts, and age discounts. People that insure two or more vehicles with Industrial Alliance are eligible for the multi-vehicle discount. The anti-theft discount is available to people with immobilizers, ignition interlock devices, or tracking devices. Finally, your age affects your insurance premiums so you will receive discounts based on your age.


One of the unique things about Industrial Alliance is that you can receive AIR MILES rewards miles when purchasing car and home insurance. For each new auto insurance policy you purchase, you will receive 30 AIR MILES and for each new home insurance policy you will earn 15 AIR MILES. When you go to renew your insurance you will receive 10 AIR MILES for your car insurance and 5 AIR MILES for your home insurance.

How to Pay for Your Insurance

You can pay for your car insurance by direct debit in one lump sum payment or by paying 12 monthly payments, over the year of the policy. You also have the option of making one payment upon receiving your bill. Unlike other insurance companies, you are not required to pay any fees or interest based on your payment option. This means that you can choose the option that works best for your lifestyle.

You can get quotes for home and auto insurance by calling Industrial Alliance at 1-877-700-7778, or by visiting their website. As mentioned earlier in the article, their coverage is only available in Quebec.