Learn About Ontario Motorcycle Insurance Quotes from CompleteCar.ca

Ontario has the largest population out of all the provinces in Canada and is home to Ottawa, the capital of Canada. Ontario is named after Lake Ontario. The word “Ontario” is derived from a Native American word that means “great lake.” The province lives up to its name – there are approximately 250,000 freshwater lakes within the province. Most residents of Ontario and most of the arable land in the area can be found within Southern Ontario.

Finding Insurance For Your Motorcycle

Motorcycle insurance in Ontario is required by law. The insurance can be obtained through private insurance companies. There are three different ways to obtain motorcycle insurance:

1) You can purchase insurance through an insurance broker who has dealings with several different insurance companies.
2) You can work with an insurance agent who only sells insurance for one company
3) Or you can go to a direct writer, a company that deals with clients through direct response marketing and distribution.

What Type Of Motorcycle Do You Ride?

You’ll need to check to make sure if your insurance company is willing to cover your particular type of motorcycle. Some insurance companies are quite specific in terms of what types they are willing to deal with. Most insurance companies will accept motorcycles like cruiser bikes, street sport bikes, high performance bikes, sport touring bikes, enduro bikes, dirt bikes, basic motorcycles, mopeds and scooters.

Standard motorcycle insurance packages include several different benefits. One such benefit is third party liability. This will cover you if you are at fault in an accident and cause loss or damage to another person. Accident benefits will cover you if you are injured in an accident. It doesn’t matter who is at fault for accident benefits. Uninsured driver coverage will protect you if you been the victim of a hit and run or an uninsured motorist.


If you want to get extra coverage, you can purchase additional loss or damage coverage. This coverage includes things like All Perils, Collision, Comprehensive and Specified Perils. These types of coverage will protect your motorcycle against things like fire, theft and other risks apart from collisions.

Always make sure to check out a couple of different insurance companies when shopping for motorcycle insurance. Oftentimes rates may vary drastically between companies. If you haven’t been able to find a rate that satisfies you, look into taking a motorcycle riders training course. Many insurance companies will offer a lower rate if you have completed such a course to their satisfaction, as it should lower your risk for accidents.