SSQ Car Insurance

In Quebec, you are required to carry at least $50,000 in liability insurance. This coverage can be purchased from any of the private auto insurance companies in the province, such as SSQ General Insurance (SSQauto). Liability insurance protects you against damages to third-party property and bodily injury to a third-party. Most insurance brokers and agents will recommend that you increase this amount to $1,000,000 or $2,000,000, especially if you do some driving outside of Quebec.

Additional Coverage from SSQauto

There are a number of additional coverage options available to customers of SSQ Insurance: extended accident benefits, waiver of deductible, extended loss of use, and damage to non-owned automobile coverage. You can get quotes for SSQauto car insurance by calling 1-866-777-2886 or by visiting their website.

Group Insurance Coverage

Businesses, unions, and other organizations and associations can take advantage of group insurance from SSQauto. The company’s Well Protected assistance plan is free of charge for groups that are buying their home and auto insurance with SSQ General. What is offered with the Well Protected assistance plan? To start with, you get 24-hour roadside assistance for all family members under the roof of the policyholder. This means your flat tires will be fixed and they will even assist you if you’ve locked your keys in the car. You also get assistance and resources to aid you in maintaining your home and your health. The program gives you access to experienced attorneys and information about identity theft in Canada.

Making a Claim

You can report an auto insurance claim with SSQauto by calling 1-800-463-2343. A claims adjuster will help walk you through the process. After the accident has occurred, if no one is injured, make sure you fill out a joint report of the accident. If there are injuries then you’ll have to get a report from the police. SSQ General Insurance will then estimate the damage of the vehicle. They will also assign responsibility for the accident based on their research of the accident. At this point the claim will be settled. You can report a claim between Monday and Friday during the hours of 8:00AM and 8:00PM. If you live in the Montreal area you can call 514-393-3632 and if you live in Quebec City you can call 1-800-463-2343.

There are two options for windshields: to repair them or to replace them. If there is a small crack on the windshield then you will be fully reimbursed for the repairs. You should contact a member of the claims team before making this decision because they will be able to direct you to an authorized glass repair shop. The second option is to replace the windshield. With this option you will have to pay a deductible and your premiums could become more expensive, as a result of the replacement. Speak to a claims adjustor at 1-800-463-2343 to learn more.

Roadside Assistance with SSQauto

SSQauto also offers a 24-hour roadside assistance program. The services are provided everywhere in the United States and Canada and are available 24-hours per day, 365 days per year. The services include jump-starts, emergency gas delivery, winching, towing, lost key, and lockout assistance. There are certain limitations and conditions that are applicable with SSQauto’s 24-hour roadside assistance so contact SSQ Insurance to find out more.

For more information about car insurance in Quebec go here.