York Fire and Casualty Auto Insurance

In November 2011, York Fire & Casualty Insurance Company rebranded; they are now called Unica Insurance Incorporated. York Fire & Casualty was established in 1955 and was purchased by Quebec’s La Capitale General Insurance Company in 2008. La Capitale is one of the largest property and casualty insurance companies in Canada.

About Unica Car Insurance

Unica’s head office is located in Mississauga, Ontario at 7150 Derrycrest Drive. You can call them toll free at 1-800-676-0967 or 905-677-9777. Use those contact numbers to learn about Unica Insurance products and to get home, business, and car insurance quotes. The types of vehicle insurance offered by Unica include private passenger, collector auto, trailer, snowmobile, ATV, and motor home insurance. To find a Unica Insurance broker visit their website and click on the “Find a Broker” link and then enter your postal code. The Unica website has some tips for auto insurance consumers that want to save money on their premiums. Unica’s first suggestion is that you practice safe driving. This is the most obvious way to save money on your insurance but it is also one that a lot of people neglect when they’re out on the road. Slow down and keep a clean driving record and you’ll be amazed at how your premiums will go down. Another suggestion they make is to consider increasing your deductible. You will have to pay more if you need to make a claim but you will save money upfront. It can be tricky to decide on a deductible amount because you also don’t want to have to pay a lot of money if you do need to make a claim. Weigh out your options and decide from there. Another good way to save money with Unica Insurance is to bundle your coverage. If you insure your home and car then you can save money; the same is true if you need to insure more than one vehicle. The last tip that is mentioned on the Unica website is that you should speak to a licensed insurance broker and see if they can find other ways to reduce your premiums, without losing the coverage that you require.

Snowmobile Power Sports Insurance

Unica Insurance offers a special Snowmobile Power Sports Insurance Program, which provides insurance coverage catered towards snowmobilers. The program is endorsed by the Ontario Federation of Snowmobile Clubs.

Claims

The quickest way to make a claim with Unica Insurance is to contact your insurance broker. This is only possible during regular business hours so if you need to make a claim after those hours you can call 1-866-864-1113. This is Unica’s 24/7 Emergency Claims Line. At the scene of the accident, make sure you record the name, address, telephone number, and driver licence number of all of the drivers and witnesses involved in the automobile accident. Take down the other driver’s licence plate number(s) and make note of their vehicle make, colour, model, and year. Write down the address of the accident and the date and time. If the police or ambulance service is at the scene of the crime then take down their name and badge number(s).